Why X-Charge?

X-Charge delivers technology and security like no other!
X-Charge payment processing provides you with fast, reliable and secure payment processing. X-Charge is recognized on Visa’s List of Validated Payment Applications and has been assessed for compliance with the Payment Applications Best Practices, known as PABP. X-Charge gives you peace of mind knowing that your software is always current with technology and Payment Card Industry compliance regulations.

Money Saving Benefits

• Required transaction information is transmitted to the card-processing network. This guarantees you the lowest possible discount rate.
• Process via your existing high-speed internet connection. If processing over a phone line, only one line is used for multiple stations. This saves from the expense of multiple phone line installations and monthly phone line usage costs.
• Avoid complicated programming, updating or replacement of stand-alone payment terminals.
• Historical transactions are easily accessible through the built-in lookup feature. This helps you refute chargebacks by allowing you to quickly reference the original receipt.
• Increase your productivity and save time with 1-5 second authorizations.

Unique Features

• Streamlined settlements are simplified through the X-Charge "Time Initiated" feature. X-Charge payment processing software will automatically settle an existing batch of transactions at a pre-determined time without any user intervention. X-Charge is a host-based application, meaning transactions are stored at the processor and not on your local computer. Batch uploads, corrupted batches and lost transactions are no longer worries with X-Charge.
• X-Charge provides meaningful management reports, including transaction detail, transaction totals, payment totals, and payment totals by day (our easy-audit report). The easy-audit report allows you to effortlessly reconcile your monthly merchant statement, as it matches the statement format. All reports are available by user-defined date ranges.
• Uninterrupted processing is possible with the connection methods available in X-Charge. Using "IP Gateway with Modem Backup," X-Charge automatically switches to a dial-up connection if the internet goes down. Once internet connectivity is re-established, X-Charge just as seamlessly switches back to a high-speed connection. Down time is virtually eliminated or significantly reduced.

One-Source Solution
X-Charge is a one-stop solution for technical support and merchant services. Real-time support for both technical and merchant services issues offer you convenience and confidence that your issues will be addressed in a timely manner. Backed by state-of-the-art technology, X-Charge technicians and customer service representatives are well-equipped to offer world-class support.