Product Information

X-Charge™ payment processing software provides merchants with a fast and secure payment-processing platform that can be used by any Microsoft Windows compatible personal computer. Merchants can use X-Charge payment processing software as a stand-alone payment terminal or integrate it with existing POS (Point of Sale) applications.

X-Charge payment processing software authorizes and performs electronic draft capture for all major payments and debit cards. MO/TO (Mail Order Telephone Order) applications are supported via the built-in AVS (Address Verification System) feature that helps reduce fraudulent charges. The AVS feature also provides the merchant with lower processing costs since all mandated card data is transmitted to the processing network.

In addition to traditional payment processing services, X-Charge payment processing software also supports various check authorization platforms. Through the use of a standard drivers license, X-Charge payment processing software allows the merchant to participate in Check Guarantee, Check Verification, and Check Recovery services. This provides the merchant with "peace of mind" and insurance when accepting checks from customers.

Settlements are simplified through the X-Charge payment processing software "time initiated" feature. X-Charge automatically settles an existing batch of transactions at a designated time of day or night without any user intervention. Merchants will no longer experience delayed deposits or risk downgrades because of missed or late settlement transmittals. For those merchants requiring greater control, batches may also be settled manually multiple times per day. X-Charge payment processing software provides all of the necessary features and functions to allow these types of merchants to assign cash drawer responsibility at an employee/shift level.

X-Charge payment processing software can be used by most any type of business that accepts payments as a form of payment and employ a traditional bank terminal. This includes health clubs, dry cleaners, traditional retail stores, mail order houses, telephone order fulfillment centers, professional offices, and Internet businesses. These merchants will enjoy increased productivity and decreased costs associated with accepting payment payments by applying X-Charge payment processing software technology.

• Download the
  X-Charge Product Specification brochure here.
• File Size: 89K
• File Format: Adobe Acrobat PDF

Online Video Page We now have online video demonstrations of
X-Charge payment processing software. Click on Video in the top navigation menu to view the video demonstration.

X-Web X-Web, an offering by
X-Charge Payment Processing, is a cost-effective, secure, and reliable gateway for processing payment transactions, providing real-time authorizations combined with fraud-prevention tools. X-Web is at the forefront of payment processing security, utilizing SmartDefenseTM technology from worldwide intelligent security solutions provider Check PointTM. This high-performance and fully PCI-compliant gateway also has advanced measures in place to protect sensitive data.